All Accounts

Whether you’re saving for retirement, your first home, or just a rainy day – we’ve got the right account to help your money grow.

RRSP

Recurring investments

A tax-advantaged account for retirement savings:

  • mockup Automatic recurring investments for steady growth
  • mockup Management fees starting at 0.4% on managed investing accounts
  • mockup Personalized goal setting with an advisor

TFSA

Tax-Free Savings Account

A flexible, tax-free savings account for investing and saving:

  • mockup Contribute up to $95,000 lifetime (with annual increases)
  • mockup Withdraw funds at any time without tax penalties

Your money is in safe hands

Competitive rates

Invest and save with peace of mind, knowing that you’re paying lower fees and keeping more of your money in your portfolio.

Asset protection

Your securities are covered by a reputable investor protection fund up to Your securities are covered by a reputable investor protection fund up to M per defined account, and your cash is protected up to million. M per defined account, and your cash is protected up to Your securities are covered by a reputable investor protection fund up to M per defined account, and your cash is protected up to million. million.

Human help anytime you need it

Our team is available 5 days a week to assist with any questions about your account. Advance and Prime clients also have access to our dedicated in house advisors and personalized communication tailored to your time schedules

RRSP

  • Helps you save for

    Retirement

  • Eligibility

    18-71 years old

  • Annual contribution limit

    18% of previous year's income, up to $71,300

  • Tax impact on contributions

    Deducted from taxable income

  • Tax impact on withdrawals

    Taxed as income (with some exceptions)

  • Government benefits

    Withdrawals may impact other government benefits based on income

  • Withdrawal stipulations

    Must withdraw to RRIF at 71

TFSA

  • Helps you save for

    Big purchases or retirement

  • Eligibility

    18+

  • Annual contribution limit

    $7,000 for 2024

  • Tax impact on contributions

    None

  • Tax impact on withdrawals

    Growth and withdrawals are tax-free

  • Government benefits

    No impact on other benefits

  • Withdrawal stipulations

    None

Maximize the potential of your account

As your wealth grows, your financial needs may evolve. Our advisors are here to ensure you're in the right account to meet your changing goals and achieve your financial aspirations.

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Switch your account without extra costs

Move your funds to Highgate Trading, and we’ll cover the transfer-out fees charged by your current brokerage when you transfer $15,000 or more. The process is seamless, and we’ll make sure you start saving right away.

Contact our team

Get the most from your investments

Navigate market ups and downs confidently with a diversified portfolio, customized to align with your personal values and financial objectives.

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